If you have a past-due balance with BGE because of financial difficulties, you may want to consider a payment plan.
This will allow you to make installment payments to bring your account up-to-date, in addition to paying each current month’s charges in full. BGE offers the Personal Payment Plan for qualified customers.
To qualify for the Personal Payment Plan, you must have:
- An active residential account with BGE (service has not been turned off for non-payment)
- No more than $5,000.00 total Amount Due
- No currently active payment plans
- Not defaulted on a payment plan in the past 18 months
- A down payment will be required to be paid in 5 days in order to qualify for a payment arrangement
These amounts must be paid in full.
If at any time you do not pay the installment, plus your current month’s charges, you will be in default on the plan, you will be charged all remaining past-due amounts, and you could be subject to collection actions.
With the Personal Payment Plan you would pay a minimum of one quarter of the total "Amount Due" on your most recent bill in addition to each current month’s bill. You then pay the remaining balance in installments of 1-9 months, whatever you prefer.
Remember that your payment plan will consist of the down payment, monthly installment amount (a fraction of your remaining past-due amount), and charges for each current month’s BGE service, which must be paid in full. If at any time you do not pay the installment, plus your current month’s charges, you will be in default on the plan, you will be charged all remaining past-due amounts, and you could be subject to collection actions.
Important Notice: If are approved for a payment plan, you must pay your down payment by the due date in the confirmation notice. If you fail to pay the down payment, you will be in default of this plan, subject to collection actions, and may not be eligible for any further payment plans for up to 18 months.
Note: If you think you may be eligible for state energy assistance and have not applied since July, visit BGE’s Financial & Billing Assistance page to learn about sources of help.