Personal Payment Plan

 Personal Payment Plan 


If you have a past-due balance with BGE because of financial difficulties, you may want to consider a payment plan.

This will allow you to make installment payments to bring your account up-to-date, in addition to paying each current month’s charges in full. BGE offers the Personal Payment Plan for qualified customers.

To qualify for the Personal Payment Plan, you must have:
  • An active residential account with BGE (service has not been turned off for non-payment)
  • No more than $2,000.00 total Amount Due
  • No currently active payment plans
  • Not defaulted on a payment plan in the past 18 months
  • Not received an expired turnoff notice

These amounts must be paid in full.

If at any time you do not pay the installment, plus your current month’s charges, you will be in default on the plan, you will be charged all remaining past-due amounts, and you could be subject to collection actions.

With the Personal Payment Plan you would pay one-third of the total “Amount Due” on your most recent bill in addition to each current month’s bill. You then pay the remaining balance in installments of 1-6 months, whatever you prefer. Our online calculator can provide an estimate of your Personal Payment Plan down payment and monthly installment amount.


This is not the only type of payment plan available!
 If you prefer to discuss different terms, want to request an extension, or have recently received assistance from the Maryland Office of Home Energy Programs, please call BGE to speak with a representative, at 800.685.0123.
If you are eligible for a Personal Payment Plan, you will be notified by email within three business days. If you are not eligible, you will be notified of emailed what your options are.  If you cannot be reached by email or do not receive notice within three business days, call BGE at 800.685.0123.
Important Notice: If are approved for a payment plan, you must pay your down payment by the due date in the confirmation notice.  If you fail to pay the down payment, you will be in default of this plan, subject to collection actions, and may not be eligible for any further payment plans for up to 18 months.