Payment Arrangements

Content Editor ‭[2]‬

Payment Arrangements Image- Couple with bill
Payment plans make it easier to update past due balances.

Look into BGE’s Deferred Payment Arrangement Plan.

If you’ve been struggling with a past-due balance, BGE can help you bring your account current with a Deferred Payment Arrangement Plan. This plan allows you to pay your balance off over time in installments.

Here’s what you’ll need to qualify for the plan:

Active Residential Account
An active residential account with BGE
(Service cannot be terminated already for nonpayment)

Check box
No more than 3 defaulted BGE payment plans in the past 18 months

Total Amount Due less than $5000
Total amount due less than $5,000

Down payment in 4 days
Ability to make a down payment within 4 days of enrollment, if you choose to make a down payment in your plan details

No current active payment plans
No current active payment plans with BGE

Check Eligibility

Here’s how the payment plan works.

Each month, you’ll pay your regular BGE charges for that month, plus an installment amount— which is a portion of your overdue balance.

What is that installment amount? The first installment can be as low as 0% of the “Amount Due” on your most recent bill based on the down payment and installment selections you make for your plan. You then pay the remaining balance in equal amounts split over 1 - 24 months, whatever you prefer.

Choose your payment period carefully, because you’ll be required to make these payments in full each month. If you fail to make these payments, you will be charged all remaining past-due amounts, and be subject to collection actions.

Remember: If you are approved for a payment plan, you must pay the down payment by the due date in the confirmation notice. If you fail to pay the down payment, you will be in default of this plan, subject to collection actions, and may not be eligible for any further payment plans for up to 18 months.

If you’re having trouble paying your bill, you may be eligible for state energy assistance. Visit BGE’s Financial & Billing Assistance page to learn more.

Bill Extender Plan provides additional assistance

The Bill Extender Plan adjusts BGE bill due dates to work with certain fixed income payment schedules. Customers receiving Social Security, Disability, V.A., or other benefits may qualify. For more information, or to sign up, call 800.685.0123 or Contact Us

Don't have a My Account? Register Now.

Call 800.685.0123 to determine eligibility by phone.

payment arrangements image

If you have a past-due balance with BGE because of financial difficulties, you may want to consider a payment plan. This will allow you to make installment payments to bring your account up-to-date, in addition to paying each current month’s charges. BGE offers the Deferred Payment Arrangement Plan for qualified customers.

To qualify for a Deferred Payment Arrangement Plan, you must:

Have an active residential account with BGE (service has not been turned off for non-payment)
Have no more than $5,000.00 total amount due
Not have any currently active payment plans
Not have defaulted on a payment plan three times in the past 18 months
Make a down payment within 5 days of enrolling in a Deferred Payment Plan, if you select an option that includes a down payment.

These amounts must be paid in full.

If at any time you do not pay the installment, plus your current month’s charges, you will be in default on the plan, you will be charged all remaining past-due amounts, and you could be subject to collection actions.

With the Deferred Payment Arrangement Plan, you would pay a minimum of one quarter of the total "Amount Due" on your most recent bill in addition to each current month’s bill. You then pay the remaining balance in installments of 1-24 months, whatever you prefer.

Your payment plan will consist of the down payment (if you choose to make one), monthly installment amount (a fraction of your remaining past-due amount), and charges for each current month’s BGE service, which must be paid in full. If at any time you do not pay the installment, plus your current month’s charges, you will be in default on the plan and you could be subject to collection actions.

If you've defaulted on your Deferred Payment Arrangement, you may be eligible for reinstatement. You must be within the timeframe of your original arrangement in order to reinstate. Fees may apply.

Important Notice: If you are approved for a payment plan and select an option that includes a down payment, you must pay your down payment by the due date in the confirmation notice. If you fail to pay the down payment, you will be in default of this plan, subject to collection actions, and you may not be eligible for future payment plans if you've defaulted twice within an 18-month period.

If you think you may be eligible for state energy assistance and have not applied since July, visit BGE’s Financial & Billing Assistance page to learn about sources of help.

Let’s run some checks to see if you’re eligible for a Payment Arrangement. It’ll only take a moment and can be done right here online.

Don’t have a My Account? Register Now.

You can also enroll through one of Call Center Representatives. Call (800)-685-0123 for more information on eligibility and enrollment.

Baltimore Gas and Electric